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Financing with Affirm

What is Affirm?

Affirm is a buy now pay later option that helps customers say “Yes!” to buying their new spa!

It’s Quick and Easy:

  • No credit impact to apply
  • Decision for loan approval in real-time.
  • Customers choose a payment plan that’s best for them.

It’s Transparent:

  • Affirm communicates loan terms.
  • Customers know how much they owe, when to pay, and when they’re done paying.

It’s Fair:

  • No late fees, service fees, prepayment fees, hidden fees, or surprises ever!

What Should I Expect During Check-Out?

1. Customer Initiates Check-Out:

  • Select Affirm at checkout on our site.
  • Customer will be re-directed to an Affirm modal or pop-up.
  • Enter phone # to receive a text with a pin to create or sign into Affirm account.
Checkout Initiation

2. Customer Creates Affirm Account and Fills Out Application:

Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories. 

A. Enter the following personally identifiable information to create account:

  • First and Last Name
  • Phone Number
  • Email Address

B. Enter the following to check for eligibility for an Affirm loan:

  • Last 4 Digits of SSN
  • Date of Birth

C. Customer will receive a confirmation screen.


Account Creation & Eligibility

3. Customer Receives Loan Terms:

  • If approved, the customer will receive loan terms and pick a payment plan.
  • Customer will confirm payment plan.
  • Customer will complete purchase.
Loan Terms & Approval

4. Order Confirmation:

  • Customer will receive a confirmation of Affirm purchase.
  • Customer will also receive an order confirmation screen for order.
Loan Terms & Approval

Affirm Checkout Overview

Affirm’s basic checkout flow begins when the customer selects Affirm at checkout.


This graphic highlights the key points of the Affirm checkout flow.

How Does It Work?

Click the button below to learn more about payment terms and disclosure requirements.